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The real estate industry is a field where many think they must have chunks of cash to invest. This is not the case. There are countless ways to invest in real estate without a lot of money or no money at all. The following are a few of those methods:

Lease Options

This is an alternative way to buy homes without paying any money upfront or having your property beforehand. This works if you have good credit and rental history and show proof of sufficient income. Essentially, you are renting the home with an option to buy it later. This option gives you time to fix your credit or save up for a down payment if needed.

House Hacking

House hacking is when you purchase a property and live in one of the units while renting out the others. This will help you live for free while getting started in real estate and help cover the mortgage payments. It is a great way to get started with little money down.

Investing in REITs (Real Estate Investment Trusts)

REITs are an indirect way to own real estate. It involves buying stock in certain companies on the stock market, but they own or operate income-producing real estate. This can be an excellent option for those with limited capital, as REITs offer liquidity and tend to have relatively low risks associated with them.

Seller Financing

Seller financing is a way to buy a property without any money down. This happens when the seller agrees to finance the purchase price of the home themselves and then charges the buyer interest on that amount. This can be a win-win for both parties, as the buyer gets into a property with no money down, and the seller receives a monthly income from the transaction.


Of course, one of the most traditional ways to invest in real estate is through a loan. It can be done through a bank or other lending institution and will require you to put up some collateral (usually your home) as security if you cannot make the payments. However, this can be a great way to get into real estate without putting down a considerable sum of money.